Naira Scarcity and the Rise of Digital Bill Payments

Nigeria’s recent cash shortages have pushed millions to explore digital-first payment options. Instead of battling for cash at ATMs, people are switching to apps like KredStack for airtime, data, power, and cable TV payments.

Why This Trend is Accelerating

1. Convenience During Cash Crunch
   Users don’t need to queue for cash withdrawals when bills can be paid directly in-app.

2. Trust in Fintech
   More Nigerians are realizing fintech isn’t just for “techies”—it’s a lifeline during disruptions.

3. Better Financial Tracking
   Digital records from apps like KredStack help users understand and plan their spending better.